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 The business growth can be determined by keen cash flow monitoring and its key to success lies in the credit management. A crucial document that every business must have is the document that lists the credit policies. If you are stepping into the business or running a small business, then this blog is for you. Continue to read and know more about the smart credit policies that result in a stable business. 
 
 First, let’s know about what credit policies are. The policies and guidelines that are followed for extending or offering credits to clients in a business is referred to as credit policies. These credit policies include the terms regarding payments, a client’s creditworthiness, credit limits, extensions, etc. These policies guarantee the robust financial stability of the small business.